Banco Santander Valuation
| SAN Stock | USD 12.80 0.00 0.00% |
At this time, the firm appears to be fairly valued. Banco Santander SA shows a prevailing Real Value of $12.52 per share. The current price of the firm is $12.8. Our model approximates the value of Banco Santander SA from analyzing the firm fundamentals such as Profit Margin of 0.28 %, return on equity of 0.14, and Current Valuation of 88.84 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Banco Santander's valuation include:
Fairly Valued
Today
Please note that Banco Santander's price fluctuation is not too volatile at this time. Calculation of the real value of Banco Santander SA is based on 3 months time horizon. Increasing Banco Santander's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Banco Santander is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Banco Stock. However, Banco Santander's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 12.8 | Real 12.52 | Target 10.74 | Hype 12.68 |
The intrinsic value of Banco Santander's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Banco Santander's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Banco Santander SA helps investors to forecast how Banco stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Banco Santander more accurately as focusing exclusively on Banco Santander's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Banco Santander's intrinsic value based on its ongoing forecasts of Banco Santander's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Banco Santander's closest peers.
Banco Santander Cash |
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Banco Santander Total Value Analysis
Banco Santander SA is at this time forecasted to have company total value of 88.84 B with market capitalization of 188.25 B, debt of 461.38 B, and cash on hands of 440.31 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Banco Santander fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
88.84 B | 188.25 B | 461.38 B | 440.31 B |
Banco Santander Investor Information
The company has price-to-book ratio of 1.53. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Banco Santander SA last dividend was issued on the 31st of October 2025. The entity had 2:1 split on the 21st of June 1999. Based on the analysis of Banco Santander's profitability, liquidity, and operating efficiency, Banco Santander SA may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.14 | 0.1465 |
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Banco Santander Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Banco suggests not a very effective usage of assets in February.Banco Santander Profitability Analysis
Considering Banco Santander's profitability and operating efficiency indicators, Banco Santander's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Banco Santander's ability to earn profits and add value for shareholders.Net Income | First Reported 1987-06-30 | Previous Quarter 3.5 B | Current Value 3.2 B | Quarterly Volatility 1.4 B |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.59 | 0.91 |
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| Operating Profit Margin | 0.14 | 0.1465 |
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For Banco Santander profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Banco Santander SA to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Banco Santander utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Banco Santander's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Banco Santander over time as well as its relative position and ranking within its peers.
Banco Santander Earnings per Share Projection vs Actual
The next projected EPS of Banco Santander is estimated to be 0.27 with future projections ranging from a low of 0.2743 to a high of 0.2743. Banco Santander's most recent 12-month trailing earnings per share (EPS TTM) is at 0.94. Please be aware that the consensus of earnings estimates for Banco Santander SA is based on EPS before non-recurring items and includes expenses related to employee stock options.Banco Santander Earnings Estimation Breakdown
The calculation of Banco Santander's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Banco Santander is estimated to be 0.27 with the future projection ranging from a low of 0.2743 to a high of 0.2743. Please be aware that this consensus of annual earnings estimates for Banco Santander SA is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.27 Lowest | Expected EPS | 0.27 Highest |
Banco Santander Earnings Projection Consensus
Suppose the current estimates of Banco Santander's value are higher than the current market price of the Banco Santander stock. In this case, investors may conclude that Banco Santander is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Banco Santander's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 2 | 89.08% | 0.0 | 0.27 | 0.94 |
Banco Santander Ownership Allocation
Banco Santander holds a total of 14.68 Billion outstanding shares. Almost 96.85 percent of Banco Santander outstanding shares are held by general public with 3.15 % by other corporate entities. Please note that on March 14, 2019, Representative Van Taylor of US Congress acquired under $15k worth of Banco Santander SA's common stock.Banco Santander Profitability Analysis
The company reported the last year's revenue of 119.54 B. Total Income to common stockholders was 12.57 B with profit before taxes, overhead, and interest of 49.98 B.Banco Santander Past Distributions to stockholders
About Banco Santander Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Banco Santander SA. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Banco Santander SA based exclusively on its fundamental and basic technical indicators. By analyzing Banco Santander's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Banco Santander's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Banco Santander. We calculate exposure to Banco Santander's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Banco Santander's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 58.9 B | 61.8 B | |
| Pretax Profit Margin | 0.15 | 0.18 | |
| Operating Profit Margin | 0.15 | 0.14 | |
| Net Profit Margin | 0.11 | 0.12 | |
| Gross Profit Margin | 0.91 | 0.59 |
A single share of Banco Santander represents a small ownership stake in the entity. As a stockholder of Banco, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Banco Santander Dividends Analysis For Valuation
As of the 9th of February 2026, Dividend Yield is likely to grow to 0.03, while Dividends Paid is likely to drop about 2.4 B. . At this time, Banco Santander's Retained Earnings are very stable compared to the past year. As of the 9th of February 2026, Price Earnings To Growth Ratio is likely to grow to 0.61, while Earning Assets are likely to drop about 320.8 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 3.5 B | 2.4 B | |
| Dividend Yield | 0.02 | 0.03 | |
| Dividend Payout Ratio | 0.19 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | (1.89) | (1.79) |
There are various types of dividends Banco Santander can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Banco shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Banco Santander SA directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Banco pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Banco Santander by the value of the dividends paid out.
Banco Santander Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 15.9 B | |
| Quarterly Earnings Growth Y O Y | 0.293 | |
| Forward Price Earnings | 11.4811 |
Banco Santander Current Valuation Indicators
Banco Santander's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Banco Santander's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Banco Santander, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Banco Santander's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Banco Santander's worth.When determining whether Banco Santander SA offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Banco Santander's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Banco Santander Sa Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Banco Santander Sa Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Banco Santander SA. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Will Diversified Banks sector continue expanding? Could Banco diversify its offerings? Factors like these will boost the valuation of Banco Santander. If investors know Banco will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Banco Santander data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.293 | Earnings Share 0.94 | Revenue Per Share | Quarterly Revenue Growth (0.15) | Return On Assets |
The market value of Banco Santander SA is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Santander's value that differs from its market value or its book value, called intrinsic value, which is Banco Santander's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Banco Santander's market value can be influenced by many factors that don't directly affect Banco Santander's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Banco Santander's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.